Use the mortgage calculator on this page to quickly estimate your monthly payment and plan with confidence. Enter your loan amount, interest rate, loan term, and any estimated property taxes or homeowners insurance to see a clear breakdown of principal and interest — plus an estimate of your total monthly housing cost.

This easy tool helps you compare loan scenarios, test different down payments, and determine what fits your budget before you start house hunting. Try a few different numbers to see how rate changes or a shorter loan term affect your monthly payment and long-term cost.

If you’d like help interpreting the results or want a custom estimate based on your full financial picture, contact Zenith Horizon Realty and we’ll connect you with a licensed lender or walk through the numbers together.